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| Conventional fixed Rates |
| Rural Development/ USDA |
| VA |
| FHA |
| IFA- Firsttime Home Buyer |
| Bridge Loans |
| Home Equity Line of Credit |
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Conventional fixed Rates
Term: 30 years
Maximum Amount: $548,250
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| | Maximum LTV 95% Primary Residence, 90% Second Home, 85% Investment Property
10, 15, 20, 25, or 30 year terms available |
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Rural Development/ USDA
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| | 100% financing on the Purchase of your Primary Residence. 30 year fixed rate term. |
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VA
Term: 30 years
Maximum Amount: $424,100
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| | 100% financing on the Purchase of your Primary Residence. 30 year fixed rate term. No Private Mortgage Insurance. Must be an eligible Veteran. |
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FHA
Term: 30 years
Maximum Amount: $275,665
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| | Maximum LTV Primary Residence Purchase 96.5%, 97.75% Rate/term Refinance. 30 year fixed rate. |
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IFA- Firsttime Home Buyer
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| | Maximum LTV 97%, $2500 grant available, Must meet income guidelines |
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Bridge Loans
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| | Use the equity in your current home for down payment to purchase a new home. Locally underwritten and serviced. |
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Home Equity Line of Credit
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| | Put your Home's Equity to Work: Home Improvements, Medical Bills, Vacations, Debt Consolidation, College Expenses, New Vehicles. Locally underwritten and serviced. |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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